报告题目：Health Expenditure Decisions and China’s Urban-Rural Inequality in Health: A Structural Analysis based on Life Cycle Model
报告时间：2024年9月12日（周四）上午10:00
报告地点：沙河校区学院13号楼301
主讲人：王艺蓉 2024级保险学博士研究生
报告简介：2024年8月4日至8月7日，美国风险与保险学会年会（Annual conference of American Risk and Insurance Association, ARIA）在美国科罗拉多州丹佛市召开，公司廖朴副教授、博士研究生王艺蓉和博士研究生刘金浩合作的论文《Health Expenditure Decisions and China’s Urban-Rural Inequality in Health: A Structural Analysis based on Life Cycle Model》经过评审应邀参会。
报告摘要：Realizing health equity and health equality is an important goal for all countries. This paper applies the simulated method of moments to a lifecycle model to discuss the urban-rural health inequality in China. The model features endogenous health risks, which are determined jointly by the natural law and one’s own decisions of health expenditures. The optimal decisions of consumption, saving, preventive healthcare expenditure and medical expenditure for urban workers and rural residents are solved and compared. The results show that there is significant urban-rural inequality in health expenditures in China; the income gap, subjective preference differences and differences in the basic medical insurance system are the causes of urban-rural inequality in medical expenditure; the income gap is the only cause for urban-rural inequality in preventive healthcare expenditure.
